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First Security Bank is committed to providing the highest level of security and privacy regarding the collection and use of our online banking customers' personal information, as well as that of all visitors to our web site. Personal information may be collected through the submission of account applications or online banking transactions.
First Security Bank respects your right to privacy and takes every precaution to provide you with the same level of privacy within our virtual branch that you receive through our traditional bank delivery channels.
We may collect "nonpublic personal information" about you from the following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us, our affiliates, or others; and
- Information we receive from a consumer-reporting agency.
"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.
The collection of personal information online is designed to protect access to your personal accounts and to assist the bank in providing you with the products and services you want and need. All personal information collected and stored by the bank is used for specific business purposes to protect and administer your personal accounts and transactions, to comply with state and federal banking regulations, and to help the bank better understand your financial needs in order to design or improve our products and services.
We do not disclose any non-public, personal information about our customers or former customers to any one, except as permitted by law. For example, we may disclose non-public personal information about you to third parties to assist us in servicing your account with us, to government entities in response to subpoenas, check printers, data processors, bank regulators, attorneys, accountants, and others where necessary to provide a service that has been requested, enforce a transaction that has been made, and to comply with the law.
Also, we disclose to specified, non-affiliated, third parties where you, our customer, has made a specific request that such information be shared. Such requests must be made in person, by identifiable telephone request, or in a signed written request.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
We also take steps to safeguard customer information. We restrict access to your personal and account information. Only those employees who need to know your personal and account information in order to provide products or services to you are allowed access to the data. In addition, individual user names and passwords are used by approved bank personnel to access your personal information. We maintain physical, electronic, and procedural safeguards that comply with federal standards to protect your non-public personal information.
Electronic mail is not necessarily secure. You should be very cautious when sending electronic mail containing sensitive, confidential information. As an alternative, you should consider sending confidential information by postal mail or telephone.
From time to time, First Security Bank may provide links to other sites, not owned or controlled by First Security Bank that we think might be useful or of interest to you. We cannot, however, be responsible for the content or privacy practices used by other site owners.
First Security Bank is committed to ensuring the privacy of its customers' personal information. For more information regarding the First Security Bank Online Banking Privacy Policy, contact us.
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